Expert, localized Los Angeles answers provided by Heather Roy

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She Filed Bankruptcy

  I filed chapter 13 in September 2006. My husband was not apart of the filing and has excellent credit. However, to buy a home we need to use both of our incomes. Will this be a posiblity? If so how long before we can do this? Will I need to tell my trustee that I am doing this? Thanks
 
 

Unless your husband can buy entirely on his own, I think you may have to wait several years before a lender will consider your mortgage application.. Meanwhile, you can always contact a couple of mortgage brokers and ask for their opinions.

    Edith
Originally published on May 22, 2008
 
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