Expert, localized Los Angeles answers provided by Heather Roy

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His Credit is Good

  What are the options for an unmarried couple - He has good credit - I have about 10 charge-offs mostly paid and over 3-4 years old and 4 current open never late accounts. His salary is approx. 60K - mine about 70K. Can he apply for a mortgage loan without me being a co-applicant but still have my salary considered?
 
  In order for your salary to be considered toward mortgage qualification, you'd have to be one of the applicants.  Talk with a couple of mortgage brokers to find out if there is anything that would suit your circumstances.
    Edith
Originally published on November 5, 2007
 
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