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Contacting the Lender |
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My husband has been unemployed for several months, and we just don't know when he will find a new job. I am home with small children. If we contact our mortage lender about modifying our payments, and we tell them he is unemployed, what will that do to our credit rating? And how do we determine if it's worth it to have the payments lowered? |
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Discussing your problems with the lender won't have any effect on your credit record. Talk with them by all means. |
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Edith
Originally published on June 26, 2009 |
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