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Her Income is Better |
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Edith, my husband and i are buying a home, and have been told that since my income is higher (just barely) we have to use my credit rating. My husband's credit is excellent- above 800, and mine is around 700. This makes a difference on our interest rates. Can i get around this at all other than putting the house solely in his name? Thanks! |
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Sorry, but I don't know who told you that. If it was the mortgage company, you might try taking the question to a different lender, or perhaps more than one. Or to a couple of mortgage brokers, to see if they all say the same thing. I'm not sure making your husband the sole owner would solve the problem anyhow. |
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Edith
Originally published on August 6, 2008 |
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