Expert, localized Los Angeles answers provided by Heather Roy

Ask Heather about: Mortgages, Finance, Taxes or Home Selling?
  

Free Credit Report

  Edith, In a column a way back, you discussed when to  get your credit score when looking for a house. You noted  that starting in 2005, each of the major agencies will be  required to furnish one report a year at no charge. How can I  take advantage of this?
 
 

They're rolling out the free credit score thing  gradually. I suppose that's to avoid overwhelming the credit  companies with requests. The service started with the  Western states on January 1, and will be available in Midwest  states after March 1. On June 1 consumers in Southern states  will be eligible and in the East starting September 1. The  major credit reporting agencies have set up a web site, so  you can get information at www.annualcreditreport.com
 

 

 

    Edith
Originally published on February 6, 2005
 
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