Expert, localized Los Angeles answers provided by Heather Roy

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Bankrupt and Foreclosed

  I filed bankruptcy and they foreclosed on a home I had bought back in 2005 due to a divorce. Since then I have rebuilt my credit about 680 and have just recently remarried. She has no bankruptcy and we have a combined income of 120,000 with about 10% down do you think they would hit us with a high interest rate.
 
  You sound pretty good to me.  There's no harm in talking with a mortgage broker -- with more than one in fact.  They should be able to tell you where you stand.
    Edith
Originally published on July 7, 2008
 
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